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The People Behind Your Prosperity

Meena Kulkarni, B.E., M.S., QPFP™

Co-Founder and Director

Meena is a Qualified Personal Finance Professional™. She holds an engineering background and earned her Master’s degree from the Technical University of Hamburg, Germany. She brings over a decade of international experience spanning research, product development, and service management, having worked with renowned global institutions and multinational corporations.

Currently, she heads Operations at the company, where she focuses on strategic implementation, process optimization, and risk management. As a QPFP™, she brings a blend of analytical precision and a strong client-centric mindset to FREEDAUM’s financial services, ensuring solutions that are both efficient and tailored to individual needs.

Dr. Venkat Sivagnanam, Ph.D., CFP™

Co-Founder and Chief Trainer

He is a CERTIFIED FINANCIAL PLANNER (CFP)™, a personal finance trainer, and a prosperity coach with a deep passion for transforming lives across diverse backgrounds. By leveraging a wide range of tools and techniques, he empowers individuals to discover their life’s purpose and mission, guiding them toward holistic success and lasting financial freedom.

With international experience spanning business development, strategic partnerships, R&D, and marketing, he has worked with leading global institutions and multinational corporations.

He holds an engineering background, a Master’s degree from the Technical University of Hamburg, Germany, and a Doctorate (PhD) from the Swiss Federal Institute of Technology in Lausanne, Switzerland.